💼 You formed a U.S. LLC — now how do you get paid?
Once your LLC is up and running, the next question is: How can you receive payments from clients or platforms? As a non-U.S. resident, you have several good options depending on your location, industry, and the services you use.
1️⃣ Stripe Stripe is one of the most popular payment gateways for online businesses.
✅ Pros:
Direct integration with your website, Shopify, etc.
Professional checkout and invoicing
Supports USD, EUR, and more
⚠️ Cons:
Requires a U.S. business + U.S. bank account
May ask for a U.S. phone or address (virtual options exist)
💡 Stripe is ideal if you sell products, subscriptions, or online services globally.
2️⃣ Wise (ex-TransferWise)
Wise offers multi-currency accounts and works well with LLCs.
✅ Pros:
You get U.S. bank details (ACH + wire)
Can receive USD, EUR, GBP, etc.
Fast transfers and low fees
No need to be physically in the U.S.
⚠️ Cons: Must match LLC name exactly Not a full commercial bank (limits apply)
💡 Perfect for freelancers or small business owners receiving wire payments.
3️⃣ Payoneer
Payoneer is popular for marketplaces (Upwork, Fiverr, Amazon).
✅ Pros:
Accepted by most online platforms USD receiving accounts
Easy withdrawals to local banks
⚠️ Cons:
Higher fees than Wise
Less transparent exchange rates
Less flexibility for custom invoices
💡Useful for platform-based income (Upwork, Airbnb hosts, Amazon sellers).
4️⃣ U.S. Bank Account
Opening a real U.S. bank account (e.g., Mercury, Relay, Bluevine) gives you full banking features.
✅ Pros:
Full-featured business account U.S. routing + account number
Ideal for Stripe, wires, bill payments
⚠️ Cons: Requires LLC + EIN
Some ask for a U.S. address and phone
Not all banks accept non-resident owners
💡 Great for scaling your business or accessing credit and fintech tools.
✅ Final Thoughts
Choosing how to get paid with your U.S. LLC depends on your business model and where your clients are. For many international entrepreneurs, starting with Wise or Payoneer is quick and effective — and later combining with Stripe + U.S. banking unlocks the full potential.
At Legal Tax Services, we help you:
Form your LLC
Get your EIN or ITIN
Open Stripe or bank accounts Comply with reporting and tax rules
📩 Want to get started? Contact us and we’ll guide you on the best payment setup for your international business.